Stanbic Holdings Plc has released its unaudited results for the half-year ended 30 June 2025. The Group recorded a profit after tax of KES 6.5 billion which is slightly down from KES 6.63 billion posted in the same period last year, representing a 1.4% year-on-year (YoY) decrease. The company’s net interest income also dropped from 12.5 billion in the previous year to 11.8 billion.
Non-interest revenue grew to KES 7.6 billion, indicating continued diverse revenue generation.Stanbic Holding PLC operating costs also increased to KES 9.4 billion with a year on year variation of 15.5%. Stanbic Holding Plc set aside more funds as a precaution against possible loan losses, showing caution in the face of growing market uncertainties .The earnings per share (EPS) decreased slightly to 16.56 with a year on year change of 9.3%, hence reflecting the drop in profitability.
Stanbic Holding Plc statement of financial position remained strong, with total assets growing by 4.86% YoY to KES 473.7 billion.This growth might have been influenced by a decrease in loans and advances to customers, which dropped to KES 308.7 billion, a 14.57% YoY decrease.
On the liabilities side, total liabilities decreased slightly to KES 399.4 billion, down from KES 428.6 billion. This might have been caused by a drop in deposits and debt funding, which decreased to KES 350.4 billion, marking a 9.58% YoY decrease.
The profit for the year also declined by 9.3% to KES 6.5 billion as compared to the previous period.The dividend per share increased greatly to KES 3.80 indicating a year on year change of 106.5% as compared to the last period in which the dividend per share was valued at KES 1.84.Stanbic Holding Plc posted a decline in profit after tax in the half-year profit ,which was valued at KES 8.6 billion indicating year on year decline of 14.2%.The above bar graph shows the movement of profit after tax for the past 8 years.
Stanbic’s 10 Year Performance Chart
The results shows that Stanbic has strong foundation, proper risk management strategies, and strong financial reserves . Lending to customer has grown, liquidity has improved, and income comes from a range of activities. This places the Group in a good position to deal with the challenges of the second half of 2025. Despite economic uncertainties, the business remains steady and adaptable.
Management is focused on keeping loans high, using technology to boost operations and prudent use of its capital. These will boost growth of the company over time. Stanbic can serve customers more efficiently and effectively by improving its technological needs. The bank’s strategy is aimed to increase returns for shareholders as well. Stanbic is well-prepared for future opportunities and challenges.
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