Equity Group Holdings has recorded a significant increase in Profit After Tax (PAT) in the first half of 2025 at KES 34.6 Billion, up by 16.9% from KES 29.6 Billion in the same period last year. The group’s Net Interest Income grew by 9.1% or 4.94 Billion to KES 59.3 Billion in H1 2025 from KES 54.36 Billion in H1 2024.
Similarly, non-interest income increased by 4.6% to KES 42.78 Billion from KES 40.90 Billion in H1 2024. Operating expenses shrank by 2.20% to KES 58.66 Billion in H1 2025 from KES 59.97 Billion in the same period last year. The contraction of operating expenses is attributed to a significant decrease in loan loss provisions and director’s emoluments. Loan loss provisions dropped by 34.5% from KES 10.52 Billion in H1 2024 to KES 6.89 Billion in 2025, while director’s emoluments summed up to 177.1 Million in H1 2025 relative to 228.3 Million in H1 2024.
The Group’s operating income rose to KES 100.2 Billion in 2025, a 3.1% increase from KES 97.14 Billion in 2024. Profit Before Tax (PBT) increased by KES 4.37 Billion, or 11.8% to reach KES 41.52 Billion. Notably, this was the highest quarterly PBT to be recorded by the Group.
Equity Group Balance Sheet
On the balance sheet, customer deposits increased by 1.6% to KES 1.320 Trillion from KES 1.299 Trillion in H1 2024. The deposits were equivalent to 73.4% of total assets, compared to 74.4% of assets in H1 2024. Net loans and advances were KES 825.09 Billion, up by 4.3% from KES 791.1 Billion in H1 2024. Total Assets expanded by 3.0% YoY to KES 1.799 Trillion. Gross Non Performing Loans went up by 16.2% to KES 139.4 Billion from KES 119.9 Billion in H1 2024.
Also Read: Equity Group Q1 Profit Falls 4pc to KES 15.4bn
